HOW TO GET WEALTHY ENOUGH TO CARE FOR and LAUNCH YOUR KIDS AND GRANDKIDS![]()
HELP US KIDS TO FLOAT IN DIRECTIONS
YOU'D HAVE TAKEN HAD YOU THE CASH ...
when you were young, huh MOM? Dad?
FIRST, as an antipasto course, read this: "REPORT SHOWS UNDERSIDE OF BOOM ECONOMY: U.S WORKERS PUT IN MUCH LONGER HOURS, EARN LESS! "
"Break your back at work and what do you get? Another day older and deeper in debt, according to a recent study by the Economic Policy Institute. The study, titled "The State of Working America," finds that workers still have not caught up to the level of wages before the 1989 recession. Wages in 1997 were 3.1 percent lower than in 1989.
In addition, the work week has gotten longer, not shorter. Most U.S. workers are laboring far more than eight hours a day--even though the working class fought for and won that right more than a century ago, and even though new technology has greatly reduced the amount of labor needed in both manufacturing and service industries.
The report documents that the average two-worker family worked 247 more hours a year on the job in 1996 than in 1989--for roughly the same wages. That's six additional weeks of labor a year.
On Wall Street, these were champagne-cork-popping years. The market soared. But who profited from the bullish climb of the stock market? THE ECONOMIC POLICY INSTITUTE predicted JOB SOLVENCY, that AMERICAN WORKERS are very well trained, in their APRIL 2000 report and days later the entire market crashed, job market, stock market, leaving workers in the tech sector shipwrecked! SO GO to the terrific, instructional EPIWEBSITE and read their pages but realize that no psychics seem to work there, either.
According to one of their recent studies, more than 85 percent of the proceeds from stock market gains between 1989 and 1997 went to the wealthiest 10 percent of the population. That figure is probably relaxed. It's a lot worse. l% of the pop!
It's 150 years since "The Communist Manifesto" was written. But its words are contemporary. "Society as a whole is more and more splitting up into two great hostile camps, into two great classes directly facing each other:
bourgeoisie and proletariat," Karl Marx and Frederick Engels wrote.For years the spin doctors for capitalism have tried to obscure this truth. They talk about the United States as a
"classless" society in which any individual who works hard enough can be "upwardly mobile." They attempt to split those with jobs from those who are the poorest by describing them as two separate classes.The brutal reality is that today two great antagonistic classes are in direct conflict. At one pole are the workers:
those whose survival depends on being able to find wage work. At the other pole is the tiny class that owns big
business and the banks and lives off the profits. Workers get back in wages only a small portion of the
wealth their labor produces. The rest fills the vaults of the owning class.The rich are getting richer and the poor are getting poorer. It's not necessary to be a Marxist to recognize that
truth. MARX WAS RIGHT! (*Click on that one and see why he was right) It is essential to UNDERSTAND Marx, not be a Marxist --in order to understand what it takes to achieve real economic justice. Only when the working class, the majority of the population, organizes to win not only some concessions from the bosses but its rightful place in control of society -- and only when LABOR tells the capitalists they can no longer claim ownership of what collective labor has built -- only then can production be planned to benefit society as a whole, rather than to produce profits for a few.In this productive, high-tech world, wouldn't the first items on the workers' agenda be to make sure everyone has
access to a job, and that wages be raised so no one has to work overtime or take two jobs to make ends meet? This simple, sensible solution to the contradiction of unemployment and underemployment for some while others are forced to work long hours seems impossible to achieve under capitalism. But it is the ABC of a socialist economy. And having a more socialist economy would eradicate the under class which, with things as they are, are unable to care about work as they're all eating ramen and are wobbly, mentally unfocused, eyesight going, children screaming....hungry, living in grimy roach-infested slums.NOTE: What this article tells us is that the BOSS has calibrated your survival needs. He will pay your rent and part of your food as a worker, just enuf to keep you barely alive. There will be no frills like fresh fruit in winter, or educations for children. THE BOSS MAN has cancelled pensions all over America, DECEMBER 2005. 401Ks are over with. NO BOSS is going to co-pay for workers pension. Corporate Frills are over with except for them, the managerial class. The Golden parachute, often 50 million to a CEO who's retiring.
* * * * * *
AS A PARENT, KNOW THE LAUNCHING PAD YOU NEED TO BUILD YOUR KIDS' LIVES1.) THEIR STUDY: You don't need MONEY to buy your babies the TOYS that train their intelligence, the books that train their student-minds to grasp the written word. You need two things: A.) Kids need a CHILDHOOD where they LEARNED THE RULES for SUCCESS. These rules come from Mom/ Dad, And the TOOLS, books, after school group/s seminars, tutoring. These study tools should come in for THEIR ENTIRE CHILDHOOD, There's another kind of tool B.) BOOKS. (Click on that URL.) Besides That method that I describe for buying used books online at low cost, there is an amazing, ONLINE FREEBIE Goodie-tossing, Merchandise-SHARING GROUP out there! FREECYCLE is an amazing online group that is in every city of the USA. It's FREE to join. Their membership in your own area will send you 20 emails on the average day "come take my soap, my children's books, my kids' clothing, etc" My Hitachi 14" inch color tv, etc. Amazingly valuable things are just given away. I joined two, as I lived in the middle of both Northridge and North Hollywood. (In the Valley). Maybe you'd only get 10 emails a day but the stuff is choice!
2.) THEIR FREE EDUCATION AT COLLEGE- College is free if you get grants. Do not allow kids to work on jobs with W-2s as they can't qualify for Pell grants or State grants. Mow lawns, Landscape, Clean houses, Clean carpets. Anything that has no W-2's attached. Parent's declared income must be under a certain amt, too, so frugalize your tax profile! Next, if you are above the 'grant line' the kid must (on paper,) llive with a relative with very low income. So borrow Auntie's apartment address! Auntie will call you when there's mail. What's the problem? PUT ALL THOSE KIDS THROUGH COLLEGE without the usual 15k a year cost!
3.) SOON AS THEY ARE ABLE TO USE ONE, MAKE THE KID GET CREDIT CARDS. They must always cover the payables each month in order to build credit. ONE single time they let it revolve for 60 days, they lose their high credit rating and will never be able to buy a condo. You heard me right, CONDO!
4.) SOON as you can, and they can, BUY THE KIDS A CONDO - As soon as the child has left college with that degree and has settled into a JOB with a good salary, throw that down payment on a CONDO into his hands so that he can buy a 4 unit building. One apartment will be his, the other three will be SOLD at the GIT GO as CONDOS to three friends of his, or maybe 3 families. Or he could be the landlord and rent them. When the child and the three other tenants pay it off, he sells it, probably for twice what it cost and you will have your cash back plus interest. He'll be off on a lifetime of property aquisitions which make him comfy for life. Later it'll be the 3&2 family home. Then the home will be paid off and he can buy a farm l gastank from city for VACATION VILLAS for his pals. The foundation will be there, for that.
PUT A DOWN PAYMENT ON A CONDO FOR THEM AS THEIR FIRST PROPERTY. Here's how easy it is. You Mortgage your own home for some small amount, say 25k. The interest on loan is gonna give you a tax break, right? It's a sizeable down payment for the kid. That means over the yrs, you've got an extra 200$ a month or something yourself to pay? Hey, guess what? THEY cover that 200$ to you, personally. OR ELSE MOM REPO's the damn CONDO! That scare feature convinces them to frugalize as you have. It also allows them to have a condo and with their job, they can make their payment, prob less than rent in your area, but it involves recorded ownership in their name, ergo it is about CREDIT.
6.) KEEP YER OWN FEET MOVIN'! As the article above shows us, don't trust the system and the jobs they offer you. They will lock you into overtime, never pay you, offer no pension, no matching IRA or 401 funds, no health coverage, no job security at all so, offer these bastards no job loyalty! USE each employer as a training spot. Learn the entire riff. SANDRA KURTZIG slaved at Hewlett Packard, little 'darkie' in the back room with the machines giving banks some data service or other. She learned the data, the software, the machines! One day walked out, started the same service that HP offered banks but cheaper and out of her garage. Made millions the first year. Then this canny broad went public, I mean she offered her stock on Wall Street (with the aid of seriously huge antique Wall Street firm who saw she was a 'comer.'. A few yrs later, she sold her data service corp for 422 million ---but this was back in the 80's. Like two billion today. Read "CEO" which she wrote, at ABEBOOKS.COM for a buck! USE THE BEST EXECUTIVE HEAD HUNTING OUTFIT: called the LADDERS DOT COM. Click on it, you'll read an article that was across America recently, I got it out of papers. Apparently this one website, job finder thingie is HOT! So then click on http://www.theladders.com/ as it really works.
Use the boss/ job also as a neato resume filler. KEEP updating that resume and keep MOVING like the proverbial shark who never sleeps. Once a month, walk your resume thru better corporations than one you slave it, in your area, doing so regularly! Remember, BETTER CORPORATIONS will slave-use you the same way, so just learn, add another line to resume, move on.
7.) PAY NO TAXES - TWO OPTIONS HERE on how to DEAL WITH TAX/ LICENSING ISSUES. First is, LET THE state and Fed KNOW you are there, give IRS a small amt., that's one option, Save receipts, deduct everything you can. Reinvest in your biz so much that there is nothing taxable, it's all eaten up. Never fear an audit. If you show up at an audit with receipts they can do nothing. YOU STUN THEM INTO SILENCE even if your job-costs outweigh your job-take and they owe you! THE OTHER OPTION is be a submarine. Run silent, run deep. That means LAUNDER CASH UNTIL you're big enough to need to go formal, ethical with the State licensing bureau and the IRS, then introduce yourself to them as a recent start-up. One biz where this isn't true is cooking. If food is involved and you're selling it on the street, you must have state licenses, sanitation clearage. But most other businesses where merchandise goes to retailers from your wholesale hands, you're not going to show up on anybody's radar. If you render a service for more than 10k a year, they may want to give you a W-2 so here's what you do. QUIT at 9k a year. The rest must be unfiched or 'see ya Jan 1st'
8.) LAUNCH MOONLIGHTING BUSINESSES which involve cash on the barrelhead only -- some biz/ service or product which you create in your spare time, at home, nights or on weekends. WE HAVE *MANY IDEAS on this. (*click on that, it's the MOONLIGHTING, COTTAGE INDUSTRY WEBSITE) Many are total BLACK SWAN ideas, (meaning no history of their existing.) Like DOING WARHOLS OF WEDDING GUESTS, Like handy guys, doing URBAN RENEWAL, VERY LUCRATIVE. Or STRONG WOMEN who like to be on their feet, NAILING the RUDE EMPLOYEEs at Department stores. Be a JERK-BUSTING SPY SHOPPER.
9.) Frequently, volunteer to give lectures at the LEARNING ANNEX type Lecture Schoolrooms. Your subject would be how to start up your kind of business. See, you're now an expert on that! ALSO, Put ads up daily at Craigs list in "GIGS" or GROUPS or LESSONS directing readers in 50 states, England, even Europe, --to your inspiring history & ideas. That's paying it forward. That's sharing the energy. You may even pick up agents in foreign countries or cities to work with you on your biz.
NOW, the ads at Craigs must link to AN URL so FTP up a freebie website --as I did, ---(well, I did it times l00) on all the features of this biz you do. Here is just one of my study concepts: BAZAAR FOLKLORICO IMPORTS from Mexico, being clothing, jewelry, handmade artisanry, MERCANTILISM, Folk Art, Decor, Furniture, Art. And I also stress studying at the ARTISANRY SEMINAR.
10) HEAP BIG WAMPUM WITH INJUNS! Since the AMERICAN RECESSION HIT, I am stressing creating businesses where you export merchandise to EUROPE. The thing they most want there which they do not have, is American Indian products. So befriend your local tribe, get the Artisanry thing going and be their wholesaler, shipper, website buyer. We are Europe's Tijuana currently. The 50$ wholesale price for each INDIAN beaded thingamabob is a DINNER OUT FOR A FAMILY of four in AMERICA. To a European, that's lunch at a Bistro. Bon marche.
<--------- BACK TO THE MONEY INDEX
<--------- BACK TO THE GUERILLA CAPITALISM INDEX