HOW to LOWER Home Purchase INTEREST RATE
 BY REFINANCING with 4 new GOV PROGRAMS

I have a guerilla capitalist friend who owns a small apartment building  property so when I found an online file on GOV PROGRAMs lying around that will help one do it, I SHOT THE URL to her, the "How to Refinance Easily with HARP program" page  "Gal, You have to LOWER this 8 percent INTEREST RATE you are PAYING on your PROPERTY.  She's a smart real estate girl  smart. I asked her to research this. "if you FIND a way to lower that rate, refinance, I want to hear about it. The world wants to hear about it.

She had answered me when I sent that: "I've got an 8% or worse note rate on my mortgage because I have a 2 family dwelling. Also, the loan was a NINA loan. (no income, no asset). Given the circumstances I got all excited about HARP until I discovered that it seems neither Fannie Mae nor Freddie Mac own my loan. I also don't qualify for HAMP because my income is just a tad too high now that I'm working full time again. I've got the income guideline beat by pennies. I guess I should be grateful that my situation is so good that I don't qualify for help. I'd rather have it that way than be underemployed again.

There was not word one in there about whether one would qualify if one had had a bankruptcy. Perhaps that doesn't matter to them.

ALSO, is it worth it? http://www.bankrate.com/finance/refinance/when-is-a-harp-refinance-worth-the-cost-1.aspx

LOW INTEREST REFINANCE, no headaches and the Making Home Affordable Program are all part of the Obama Administration's broad, comprehensive strategy to get the economy and the housing market back on track. The Making Home Affordable Program offers strong options for homeowners: (1) refinancing mortgage loans through the Home Affordable  Refinance Program (HARP), (2) modifying first and second mortgage loans through the Home Affordable Modification Program (HAMP) and the Second  Lien Modification Program (2MP), (3) providing temporary assistance to unemployed homeowners through the Home Affordable Unemployment Program (UP), and (4) offering other alternatives to foreclosure through the Home Affordable Foreclosure Alternatives Program (HAFA).

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Our POSTER is ANITA SANDS HERNANDEZ, Los Angeles Writer, mother of 4 and career Astrologer. Catch up with her websites  TRUTHS GOV WILL HIDE & NEVER TELL YOU, also The  FUTURE, WHAT'S COMIN' AT YA! FRUGAL LIFE STYLE TIPS,  HOW TO SURVIVE the COMING GREAT DEPRESSION, and Secrets of Nature, HOLISTIC, AFFORDABLE HEALING. Also ARTISANRY FOR EXPORT, EARN EUROS....* Anita is at astrology@earthlink.net ). Get a FREE natal horoscope "my money/future life" reading now + copy horoscope as a Gif file graphic! No smarter, more accurate career reading out there!

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