HOW TO GO FROM DEBT TO RICHES
Oprah did a great show a few years back; she had a financial genius (SUZY) talk to a lot of overextended people, singles and couples. She said "you have to become millionaires .....and you can. What I teach today is how to become a millionaire but at the rate you're going, in the other direction, you'll be bankrupt any minute. SO how does one go from near edge of a bankruptcy cliff and the threat of homelessness to being a millionaire? I'm giving your the RULES." I took out a pen and made notes.
1.) PAY YOURSELF FIRST. When that salary comes, that check, you pay Soc
Secur and Gov and everyone. NOT GOOD ENOUGH. Pay yourself first. A chunk
goes into your 401k every single month. Make it automatic like the other
things that come out of check. A chunk comes out for your later life,
your retirement, the 401-k. Your bank or stock broker will handle it.
Make it automatic! An auto-deduct.
2.) PAY IT FORWARD! That DEBT? That Mortage? Don't pay 12 payments a yr,
add one, pay 13 payments so you pay it off faster. Credit card debt, DOUBLE down on
paying it up or you'll be paying for last Christmas's gifts when you're
80. Get rid of the debt and do not incur it again.
3.) Don't latte yourself to death. MAKE your own coffee, carry it in a
thermos. MAKE your own everything. Don't take cabs, take subway. Don't
get facials, Don't get yoga classes. DO IT YOURSELF Teach yourself
yoga with a book. On your own floor on a sheet. Do your own manicures,
cut your own hair. Wear your old shirts, mend them. No new nuttin'. DO THIS
every month and you save about $1700, in the case of the girl they had on
there, a single girl. She was latte-ing herself to death. Eating out all
the time. Suzy sez, do your own bag lunch. OPRAH then stepped in and told
how she made a bag lunch and took it with her! to the studio And how her live in boy
friend laughed at her. Of course we who know the gal, know that she
does it because it's some quirky pure food diet thing, not money.
I would add to this saving on the little things idea....., Do your own
dry cleaning. We washed even silk shirts in the old days, hung them
out, ironed them. WOOL got washed in lux flakes. NO DRY CLEANING
needed. Cars? Why buy new? Who are we impressing?
Our boss doesn't know what we drive. My 83 Honda works great and it's
20 years old. Cost me 300$ when I bought it! Amortize that, I spent 15$
a year!!!!! A DOLLAR a month to drive a car! (no tags, no reg, no insurance)
Drove by day using mirror. Cop behind me ten cars I'd turn right.
4.) Suzy finished with "Tear up the credit cards. ALL of them. That was
his rule. NOBODY can live with them." AND ANYBODY can live without them!
5.) I have gone one better. RULE FIVE. Have a hobby that makes you huge sums of money under the table. KNIT WINTER CARDIGANS. 300$ each or warm knitted hats, 25$ and less work. Put the on EBAY or ETSY. *READ HOW TO SELL STUFF. DEAL USED BOOKS YOU FIND AT GARAGE SALES READ: BOOK VENDOR ME?
Read SECRETS OF A BOOK SCOUT. There are young men riding through Senior Centers on bikes, with big boxes on back of their bike, who scare up clients for HOME VISITS where they collect old books. Before you laugh, just read it. Use set of bound Dickens is l8,000$ Another five dozen money articles can be found at the websites below.
Our 'POSTER-BLOGGER' is ANITA SANDS HERNANDEZ, Los Angeles Writer, Researcher, mother of 4, grandmother of 6, also a career Astrologer. Catch up with her websites TRUTHS GOV WILL HIDE & NEVER TELL YOU, also The FUTURE, WHAT'S COMIN' AT YA! FRUGAL LIFE STYLE TIPS, HOW TO SURVIVE the COMING GREAT DEPRESSION, and Secrets of Nature, HOLISTIC, AFFORDABLE HEALING. Also ARTISANRY FOR EXPORT, EARN EUROS....* Anita is at email@example.com ). Get a FREE natal horoscope "my money/future life" reading now + copy horoscope as a Gif file graphic! No smarter reading out there anywhere near that price.
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