You a SENIOR OR are you in an IMPOVERISHED FAMILY? Get those CUT IN HALF  UTILITY RATES ---THE ONLY WAY TO FLY!

Do you have a tax form proving that you paid taxes on less than 11 thousand earnings last year? Then YOU FIT THE MODEL OF A POOR PERSON! Even if you earned l00 thousand in cash for work you did for your clients.... if it's not on the tax form it didn't happen. (I was told by an expert on living poor.)

http://aspe.hhs.gov/poverty/10poverty.shtml

SEE this above file for federal poverty guidelines. For three people it's 18 thousand. Make less, you are entitled to
poor people rates on utilities! HEAP help on one costly bill every year! HEAP ACTUALLY PAYS it!
So pick your fattest bill of all.

EMPTY POCKETSYou only get this kind of help if you make less than the FEDERAL POVERTY GUIDELINES. To stay under the guideline cut off point, an expert on 'LIVING WELL WHEN POOR" suggests that all the teen kiddies should work under the table cleaning carpets, cleaning up gardens, doing property rennovation, house painting, attic cleaning and basement cleaning so that your family has food on the table but never soars over that federally mandated amount.

That means Dad must ask all his private clients for his "handyman" services which are really general contracting without a license...ask them to pay cash or check. Dad cashes the check at the patron's bank, not putting it into his own checking account. He pays the UTILITIES in person in cash, maybe 1400$ a year if you're on poor people rates.  He pays for gasoline with cash. If landlord lives near you, he gets cash and you have a receipt book handy when he comes over. That way you stay low tax bracket: http://www.bargaineering.com/articles/federal-income-irs-tax-brackets.html

Now, there are sharp edges in cut off points all over.. If you earn over 7k a year from any one client, they have to send a W2 form and you don't want that to happen. These boss guys' IRS accounts are Swiss Cheese, super traceable. So explain nicely to your clients why it's cash only from Sept to Dec. Cuz you already hit that 7k point!

http://aspe.hhs.gov/poverty/09poverty.shtml

http://www.irp.wisc.edu/faqs/faq1.htm

Next thing, study the current poverty line well, (above at top,) look at your W2s and your last TAX FORM from last year you paid on income --( always keep copies,) then if it's under Federal Guide Line for poverty, ask your UTILITY company to cut you the jobless person's lower rate. And you will be rewarded with huge cuts in cost of your natural gas, light, water, sewer charges, phones.

Don't be embarassed. There are a lot of people in this poverty bed with you. See:

CALIF REPORTS  HUGE POVERTY in 2008:
Total number in poverty: 4,781,201 ALMOST FIVE MILLION PEOPLE
Percent of total population in poverty: 13.3
No. of minors in poverty: 1,702,065
Percent of minors in poverty: 18.5
Median Household Income: $61,017 (GAD! THAT IS POVERTY? I have 12k a year income)

Total number in poverty: 4,781,201
Percent of total population in poverty: 13.3
No. of minors in poverty: 1,702,065
Percent of minors in poverty: 18.5
Median Household Income: $61,017

IT IS MUCH WORSE NOW! as these are three years old, it's now Sept 2010 and one in SIX lives in poverty sez Federal Gov. So what I'm saying is, it's important to apply for poverty rates for  your utilities! Nobody's ever gonna find out. Except one HEAP employee and you will save enough money anually for children's textbooks at college, if not the entire college fee at a Public school. It's not like you're gonna go waste the money on super market vittles!

PERSONAL EXPERIENCE: By filling in some forms, I got this special rate for phone, heat, gas water, sewer charges electricity. I was able to cut cash outlay to gas company by half or more for my entire gas use which entails a lusty furnace in winter,  a  four burner/ oven gas stove year round ( I cook twice a day for my cats to save on canned catfood as friskies canned meat is $1.80 an lb and Chicken meat is 59c an lb) ONe doesn't pay so high for that hot water heater outside run on gas. One of those babies can Cut bills down to 20$ a month as natural gas is cheap and I tub it, don't shower. Live alone

I hate to think what reg people pay. One month when I didn't even have the rent money, HEAP showed up to pay the entire DWP bill which was over 200$.  HEAP is a Federal program and it paid my most costly DWP bill So pick your fattest bill of all. And CALL HEAP.

NOTE. I now turn gas water heater to Hot for 15 min only before  I do dishes or take a hot bath, rest of time it's on LOW. I don't heat the house with gas furnace. I wear a parka.

Anita Sands' Cottage in RESEDAI rent a small cottage, 1100 feet of house, 7,000 is YARD/ all planted by me so requiring daily water;  I can get BILLED A LOT: the Dept Water and Power bill, for elec heaters, elec AC, fridge, electric LIGHTs and SEWER CHARGES plus WATER for an 8000 square foot property heavily planted, requiring water on 7,000 feet a day in warm weather (I am in a SoCal desert town  THE SAN FERNANDO VALLEY temps in summer are 118. ) In 2011 WATER was up to 100$ a month for the poor people rate. And in Summer 2012, 150$ a month, combined Elec & water, sewer and trash. It's 330$. I hate to know what regular folks pay! You hear stories of 800$ bills!  In 2011, I began to wander around house at night with flashlight. Cheaper than turning lights on in every room for a short walk. It's the TURN ON that's costly, not the LEAVE ON. Still, Don't leave TV's on when not in room. NO porch light at all, leave security screen door closed but WOODEN door is wide open. That allows any burglar who would come into jungley front yard, along path to see the lights in house, noise of TV. I  Turn off PC when not using. Use those new spiral lightbulbs . I made that change only and cut Elec bill to a third of what it was!Then State gifted me a low energy consumption Fridge and it went to half of THAT!

I do use an Electric heater (plug in) in winter just to the point room is slightly warm. Then I Turn it off. I do not use AC unless it goes over 110 outside but my best gambit is use hose on all trees front and back, up to 40 feet high. Every leaf. My yards are both jungles making an 8000 square foot refrigeration grid that instantly cools house. Leave all doors windows open all summer. I have a locking steel screen door! And screened windows. What's the point of living off the grid if  a mosquito gives you Nile Virus?

And that's how I live on a $340 Social Security check at age 70. And now, age 75, a 371$ check. In Los Angeles with $280  disability money coming in too.Was I stupid not to get a real job and have some ON PAPER "WORK QUARTERS'

MY cutting utility bills in the face of CITY increasing costs inspired me to do one more thing. I have to water 7,000 sq. feet of land DAILY  in hot weather but I can decide with WHAT WATER to some extent. I leave tub full all day, after morning bath. I Bucket it out the window abutting tub by standing in tub with bucket. If at night I want to splunk, I add 4 gallons hot, it's tolerable. Leave the water again. Next day Bucket it out to rose bushes just outside the bathroom. Now, not everybody has flower beds just outside the bath tub window, but I do. And I'm hoping I can get my $2.30 a day water bill down.
HOW TO GET ELECTRIC BILL DOWN, HOME MADE A.C: http://www.fiscalgeek.com/2009/07/homemade-air-conditione/
 

Now, to read how I EAT CHEAP and research that theme, so surf to "HOW TO EAT CHEAPLY" or go to the archive at the Frugal Index below.

*   *     *     *     *      *   *     *    *     *      *   *     *     *     *      *   *     *     *     *      *   *     *     *     *

Our POSTER is ANITA SANDS HERNANDEZ, Los Angeles  Poverty Researcher POSTER, mother of 4 and career Astrologer. Catch up with her websites  TRUTHS GOV WILL HIDE & NEVER TELL YOU, also The  FUTURE, WHAT'S COMIN' AT YA! FRUGAL LIFE STYLE TIPS,  HOW TO SURVIVE the COMING GREAT DEPRESSION, and Secrets of Nature, HOLISTIC, AFFORDABLE HEALING. Also ARTISANRY FOR EXPORT, EARN EUROS..* Anita is at astrology@earthlink.net ). Get a 15$ natal horoscope "my money/future life" reading now + copy horoscope as a Gif file graphic! No smarter, more accurate career reading out there!
 

<=== BACK TO THE FRUGAL INDEX PAGE

<=== BACK TO TRACKING THE ECONOMY, an INDEX PAGE

<===BACK TO MONEY SECRETS ONLY THE EXPERTS KNOW

<=== BACK TO SECRETS THE GOV DOES NOT WANT YOU TO KNOW

<===BACK TO THE SECRETS OF THE OLIGARCHS, THE EMPIRE INDEX PAGE

<=== SHOW ME THE FIX INDEX PAGE.

 <==  SHOW ME THE HAPPY R)EVOLUTION PAGE

<===  BACK TO "GUERILLA CAPITALISM" -- THE SOLUTION!

<==== BACK TO THE "VITAL SIGNS OF A DYING ECONOMY" the "FUTURE" WEBPAGE

<==== BACK TO THE WALL STREET MELTDOWN WEBSITE,  with "WHAT TO DO TO SURVIVE" TIPS

<=== BACK TO ENRON PLANET, the DOOMSDAY SCENARIO!

<====BACK TO THE HOLISTIC GOURMET, BON MARCHE

<===  BACK TO THE GLEENERS PAGE

<==  BACK TO THE FUTURE INDEX PAGE

<=== BACK TO THE GENTLEMAN FARMER'S GARDEN INDEX

<=== INVESTIGATE DOING DRIP IRRIGATE- LINES for a living. Easy to learn. Your NEPH could do it.

<=== BACK TO THE ACTIVISM IS A DELIGHT PAGE

<=== BACK TO THE MALTHUSIAN INDEX PAGE

<===BACK TO THE PHILOSOPHY INDEX PAGE

<=== BACK TO THE LUCK IN LOVE WEBSITE

<== BACK TO THE PROPAGANDA STUDIES WEBSITE, HOW GOV LIES TO YOU

<=== BACK TO ALL POINTS OF THE COMPASS POLITICAL PHILOSOPHY TUTORIAL

<=== BACK TO JERRY'S REFRIGERATOR & the Tin Foil Hat Collection of CONSPIRACY THEORIES!

<=== BACK TO THE GLOBAL ELITE AND THE DAMAGE THEY DO

<===BACK TO THE HISTORY OF EMPIRES AND EMPERORS

<===BACK TO THE "GET TO KNOW YOUR  LOCAL OLIGARCH " WEBSITE

<--- BACK TO THE NEWS STORIES YOU WON'T READ IN REGULAR PAPERS WEBPAGE

<=== BACK TO THE HEROES OF ACTIVISM WEBPAGE

<===   EVICTION DANGERS and SOLUTIONS

<=== BACK TO THE HARD TIMES INDEX PAGE

<== BACK TO THE CREATE A CHARITY & SALARY YOURSELF WEBPAGE

<==BACK TO THE HOLISTIC ARCHIVE, 100 WAYS TO REJUVENATE, PREVENT DISEASE