When Your Child has any Dangerous, HEALTH CRISIS, YOUR OWN, PAID UP HMO will 'capitate' you, deny care, 'disappear' the records and legally get away with it! They would rather kill your child than cure him if they make an extra buck! And afterwards, no sign of the member's hospital VISIT will exist so that you cannot sue for malpractice! HORRIFIC BUT TRUE! KAISER did it, left my grandchild a vegetable for life!
I AM SO DECAPITATED!
HMO's are fatally bad. They 'capitate' their patients meaning they say 'Oh. Mr. Patient, gee, you hit two visits at X cost this month and that is your limit so we 'capped you out' and now your little newborn infant baby who fell and hit his head cannot get even the most basic MRI so even if he's blitzed, crying fitful, big lump on his little head, his brain bleeding OUT (which means he's a permanent vegetable unless he gets an MRI) but there there will be NO MRI. That means death or a permanent vegetative state. This is Kaiser Permanente Health Insurance. They are so cheap they'd rather KILL you than CURE YOU. This was told me by a UCLA career nurse on the day of her retirement! And for the HMO, it's easy to erase the record of the day you visited with an unconscious baby and demanded an MRI. All papers are VAPORIZED!! Along with your KID!
In the case of the late actor Michael Clarke Duncan, oscar nominee for the GREEN MILE... Kaiser got him after a heart attack. For a month or two he was there. Every organ in his body began to fail. His girlfriend pulled him out of Kaiser Permanente and brought him to the highly capable CEDARS-SINAI where he died. But we all knew the damage was done at Kaiser.
In my family's case, not only did they leave my grandhild a vegetable but the record of my son's visit to Kaiser with his wife and dying child, (and they're all paid up as insured members,) the one stating that he demanded a brain scan... those records just mysteriously disappeared. KAISER HOSPITAL pulled it. The child was in a coma within hours and Kaiser HID THE RECORDS of parents' attempt to get MRI and KAISER called the police and alleged the newly weds had smacked their own child, in the ensuing LEGAL MESS, the kids didn't realize they could sue.
Later when they were cleared they attempted to investigate the H.M.O Just Try getting a doctor as witness to sue! Try to convince a DOCTOR (who sees l00 people a day) to remember you. Even if his heart WERE in the right place, he would not remember that you were there. Nor would he risk his job to support you in court as a witness.
KAISER was succesful in SILENCING the young, grieving parents' by additionally reporting them to police. MONTHS of police threatening, GRILLING questioning and alleging followed. The sheer horror of a comatose daughter, the sorrow alone would banish thoughts of suing. Then, when they went back to the doctor, all records had been erased.
PAY KAISER to heal you, pay any H.M.O that capitates, your child will be dead, records erased and there is no malpractice lawsuit to prevent HMO's from getting away with murder.
I didn't exaggerate one bit. This happened to my son. His 4 month old infant daughter Ayanna became a lifetime vegetable after KAISER Permanente denied care we were entited to, refused their "paid up member" a SIMPLE MRI for an infant in visible crisis. Stay away from Kaiser, stay away from all HMO's who capitate. The industry needs regulation immediately. We do not need to sign up AMERICA in this messy, fake, genocidal health care that OBAMA has up his sleeve which allows capping.
I know that you can't believe what you're reading, but these greedy, genocidal 'cap-out' policies really do exist and Kaiser Permanente is the worst felon in the industry. With them, there is no middle man. THEY ARE THE Doctor, the Hospital and the H.M.O so they're particularly anxious to stiff you from the gitgo and keep profits high, even if death is the result as they can 'disappear' all trace of your visit AT WILL.
Pass this EMAIL on to anyone who is considering buying health insurance. FIGHT HMO's getting away with CAPITATION "OUTS". If they have wiggle room and your child is in crisis, they will as policy, ignore your child's needs even if death is imminent.
Have your doubting friends write me if they want to hear the truth first hand. astrology at earthlink dot net.
So okay. OBAMA wants to make us all get an HMO or be fined. Supremes are looking at that now, probably will not let OBAMA CARE be made public policy, but the final vote is really NOT yet IN!
The SUPREMES have gone back and forth. OCTOBER 2014 the 'legal penalty/fines question still quivers back and forth. LEGAL OR NOT?
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